A recurring question can arise when you, saving, decide to be accompanied in your heritage strategy. Do you have to favor a specialist, a generalist or bring together several professionals around a table?
There is no better solution than another. Each diagram can be adapted to your expectations and your mode of perception of a commercial relationship over time. It goes without saying that privileging a professional with the ability to have a global and transversal vision of your issues is a real plus. It is essential in terms of investments to ensure the impacts and consequences that an investment can have on the rest of a portfolio, both in terms of overall risk exposure, as well as at the tax or estate level.
A CGP or a CIF (Financial Investment Advisor) seriously will always tell you when your request or need exceeds its expertise and will then appeal to other professionals who, under his leadership, will participate to the resolution of these. With the landmark financial tokyo review this is the smartest deal.
Look for pedagogy first, because understanding your investment is the basis of your future success
The first quality that you’re CGP or CIF must have is its ability to “popularize” a speech that can sometimes be very technical. Beware sometimes interlocutors who display their knowledge with a plethora of unverifiable legal references or indigestible technical words for the layman that you are.
It is crucial in your long-term relationship that you understand what you are putting in place, the risks involved in this strategy, and the ins and outs of your choices. Your advisor is your partner, which implies that he / she must demonstrate a lot of pedagogy and transparency with you.
For example, it may be useful for your advisor to distil the heavy technical and legal elements of your investment project in a trickle-down manner so you can ingest and digest them in the best conditions. Too often, for the sake of transparency or to “impress the gallery”, the financial interlocutors that you come to meet you drink data and information that you do not necessarily need, at the risk of drowning you in an overflow elements not always useful for this state.
The positioning?
The use of digital tools and a strong presence on the web allows opening many fields of action and gives access to a very complete offer in solutions and patrimonial products. However, the dematerialization and dehumanization of the web tool can scare or repel a certain type of customers. Hence the idea of continuing to support a more traditional advice and support model with the possibility of receiving clients in premises or building a network of relationships.
The dual strategy developed today by Netinvestissement.fr allows you to have access to 14 wealth management advisors graduated and registered as Investment Advisors.
Conclusion
You now have some weapons to choose your interlocutor in terms of wealth advice and investments. Take the time to choose this professional because he is supposed to accompany you a good part of your life.
