When you’re running a business, the I-word can be scary. Business Insurance, from general liability coverageto handyman insurance, seems like a complex and expensive ordeal that can leave you angry and out of cash. It’s often required by law, contains complex phrasing, tons of papers, and headaches from trying to understand and deal with it all.
However, the world of insurance policiesand insurance companiesare changing. You can now obtain and understand an insurance policywithin the day and keep going on with your handyman workin no time flat. In this post, we’re going to talk about a few handyman insurancemyths, and realities that go can make insurance policies seem more complicated than they are.
Myth: Insurance is Equal No Matter What
Reality: Insurance policiesare complex and depend on many variables. While that may make things a bit more complicated, it’s a good thing. Think about names like “general liability insurance,””handyman insurance,” and commercial auto insurance.” These are all policies that insurance companiesuse to ensure that you are covered and protected.
A handyman business ownershould always have general liability insurance. However, thinking that it’s the only policy that you need could keep you from being protected against property damage, bodily injury, or even medical payments! Before you make the decision on your new policy, make sure that you’ve taken a close look at the included and excluded sections as well as what your coverage limit is to determine if you’ve gotten what you need.
Myth: Insurance policiesare Only for Claims
Reality: Many times a week, we will hear a client say that insurance companiesand insurance policiesare only useful when something goes wrong. When everything goes right, then the whole thing is a waste of money. While we do see where they are coming from, there is another great thing about having an insurance policythat we encourage our clients to use to their advantage.
Think about the handyman insurance you might be looking for. If you ask for proof of insurance, then you have a leverage tool against new clients. Having insurance coverageshows that you are a responsible company or contractor that will take care of a problem when something goes wrong.
Myth: You Have Obtain Insurance in Person
Reality: While your father’s handyman businessmight have had to go talk to the men in suits down the street to get insurance coverage, you don’t have to do that any longer. Now you can take care of going to the company, talking to an agent, getting a custom insurance quote, and signing the paperwork with ease.
If you’re looking for handyman insurance or any other type of insurance coverage, you only need to look to the internet. You can talk to an agent, or work with an AI online faster and with often better rests that taking the time go to each shop for a quote. Since you spend less time getting the quotes shopping around for the best one is easy. Getting insurance online lets you get back to the job sitefaster.
